News
Jenny Smyth sets out in practical steps what businesses need to do to comply with the FCA’s Consumer Duty ahead of the October ‘plan’ deadline. You are probably sick of seeing the words ‘Consumer Duty’ [...]
Industry Insight
The FCA is the gift that keeps on giving this Christmas, with multiple policy papers and a Dear CEO letter…let’s hope it’s not planning on [...]
Have you ever saved an email for the end of the day or the end of the week, just so you don’t have to deal [...]
Maddie Delboy, Head of Regulatory Support, looks at how PROD interacts with Consumer Duty and what else the regulator is looking for in the Consumer [...]
Ten-month Consumer Duty adviser support programme launched Following the launch of their Consumer Duty e-learning module on 31 October, financial services firm The Verve Group [...]
Apricity News
Our TALK ‘Reimagining financial advice for an ever-changing world’ with Christian Markwick, Head of Adviser Support at Apricity Compliance and Abraham Okusanya, CEO of Timeline [...]
Over the past few years, the FCA has placed significant emphasis on client vulnerability within financial services, which has led to numerous changes for regulated [...]
Featured Industry Insight
Jenny Smyth sets out in practical steps what businesses need to do to comply with the FCA’s Consumer Duty ahead of the October ‘plan’ deadline. [...]
Here we go, the biggy! We appreciate the redress consultation paper came out at the end of August, but it’s a big one and we’ve [...]
Industry Insight Reflections
It seems you can’t go far at the moment without hearing about some of the events going on in the industry at the moment. Now, [...]
Consumer Duty is all about putting the customers first – in what they are being recommended, in the process of writing the report – in [...]
Appointed Representatives (ARs) fall under the protection of their principal firm and shy away from the regulatory spotlight. The principal firms are regulated, and are [...]
Another day, another policy statement from the FCA – this time it’s all things financial promotions. Who doesn’t love a financial promotion!? (Well, besides the [...]
Featured Industry Insight Reflections
No doubt you’ve seen all the Consumer Duty content floating around – it’s hard to miss that there has been a huge piece of regulation [...]
This is a question we get asked a lot, especially from those on the journey to becoming directly authorised, or those who are making changes [...]
Whilst it’s tempting to grunt at the idea of combing through countless reports, illustrations, and phonebook-sized provider KFDs, what if you were missing something on [...]
File checking in a business is generally completed because it has to be done. It’s a chore. One that may not necessarily fall to the [...]
I have been thinking a lot lately about exams and studying while working. You’ve really got to be motivated to do extra study after working [...]
Apricity News Featured
When you read the words ‘Continuing Professional Development’, what comes to your mind? Perhaps, an exasperated sigh as it comes as a reminder to you [...]
Due to some recent life events, The APCC Spring Conference and Timehop I have been triggered into a little period of reflection. Reflecting on both [...]
“Help us to help you”, was the opening statement from Val Smith of the FCA last week at the APCC conference. Now this was my [...]
Having recently been party to many a conversation with the FCA over approving new people to these roles and running a workshop for those either [...]
I travelled to Scotland at the beginning of February to see a number of our clients F2F, going back out properly for the first time [...]
On Friday I jumped on a Zoom with a colleague (how post-pandemic of me) and she was wearing a jumper that said ‘Never off duty’, [...]
Apricity News Featured Industry Insight
Compliance – what is it and what should it be? This is something I’ve thought about for a few years, since before I started Apricity [...]
Towards the end of 2021, Apricity spoke about new applications for authorisation with the FCA. We published a guide and hosted a webinar on the [...]
‘Twas the night before Christmas* when the FCA delivered its final gift of 2021 to advisers; “CP21/36 A new Consumer Duty: feedback to CP21/13 and [...]
The end of 2021 reminds me of how life used to be when travelling to face-to-face meetings, feeling like we’re chasing our tails and being [...]
It wouldn’t be a financial services article if we didn’t start by telling you how much has changed over the last 18 months. What we [...]
Under the increasing pressure and the growing popularity in ESG-related discussion, the FCA released its ESG strategy on 3rd November 2021 in the form of [...]
Apricity News Industry Insight
Defined benefit pension transfers. Which words spring to mind when you read this? British Steel, contingent charging, unregulated introducers? The defined benefit advice space has [...]
We recently wrote a blog outlining our MASTER: Training and Competence Scheme workshop and delved into why having a good framework in place is vital. [...]
Last week we hosted our most recent GROW event, focusing on Professional Development. During our GROW events, we invite industry speakers to present on a [...]
No, it’s not Paul McCartney, nor is it the Postcode lottery. Sorry! The regulator recently released their expectations for firms utilising remote or hybrid working, [...]
Just when you thought we couldn’t spoil you anymore with our snazzy technology, we’ve done it again! Introducing, the Apricity app! We’ve partnered up with [...]
The FCA have recently released details around their consumer investments strategy, which is aimed at ensuring all consumers can invest their money with confidence. The [...]
Last month we hosted another of our MASTER events, with the focus of August’s session being training and competency (T&C). This four-hour interactive session was [...]
For many, life is busy right now. The world is opening back up, people are trying to set some form of normality into their lives; [...]
Last week, the regulator teased us with more of their ‘near final’ rules for the Implementation of Investment Firms Prudential Regime (PS21/9). The final, final [...]
The FCA has opened up its regulatory sandbox allowing applications throughout the year for the first time since its launch in 2016. Previously the sandbox, [...]
Last week we hosted one of our MASTER events, focusing specifically on defined benefit pension transfers. The regulatory landscape for these products has changed at [...]
In May, Christian wrote that we are well and truly into the Consultation Paper Season, which was true. But little did we know the regulators [...]
In the last 18 months, everyone has had their priorities lists turned upside down and a lot of that previously ‘top of the list’ important [...]
This morning Nikhil Rathi introduced his first business plan as chief executive of the FCA. This year’s business plan was pushed back from its normal [...]
Here we are, halfway through 2021, with a new proposed date of ‘normal’ life returning in sight. June 21st passed us by without much change [...]
Apricity News Reflections
Last Friday, we hosted our TALK: Training and Competence (T&C) event and we were delighted with the engagement and contribution from the delegates, with the [...]
PROD requires attention from advice firms under MiFID II. Apricity’s Kim Binks looks at what is PROD (or Product Governance as it’s formally known) and [...]
Last week we attended an FCA webinar on vulnerable clients. In this article from Citywire, Christian Markwick, head of adviser support, tells you all you [...]
Advisers are well aware that the professional indemnity (PI) insurance market is somewhat broken when it comes to defined benefit (DB) transfer advice, but even [...]
It’s our party and we’ll cry if we want to (tears of joy, obviously!). On 1st June we turned three, and what a ride the [...]
This blog is all about looking at Centralised Retirement Propositions (CRP), and how having a documented advice process for your clients taking an income in [...]
Last week saw our latest MASTER event – featuring guest speakers from across the alternative investment sector, we discussed the applications of tax-efficient investments and [...]
It would appear we are well and truly into Consultation Paper Season with no less than a dozen either released this month or are known [...]
As an outsourced compliance firm, one of our main services is file checking. What we often see is good advice given, but poor disclosure and [...]
I was privileged to host my first GROW event this month and I’m delighted with the positive feedback we have received on the content, the [...]
Another blog, with another DB headline…. The FCA has released finalised guidance to provide non-handbook direction to help advisers understand their expectations when advising on [...]
Another month, another successful TALK event! What we love most about these events is that they give delegates not only the chance to expand their [...]
In 2014, the Government stated its intention from April 2028 to increase the Normal Minimum Pension Age (NMPA) from 55 to 57, the aim is [...]
Ok, with a headline like that you’re probably wondering where we are going with this post, but stick with us! In a survey conducted by [...]
Another EU directive with a funky title has been introduced which is likely to impact your clients who have settled trusts. The Fifth Anti-Money Laundering [...]
Last week, we hosted our much-anticipated TALK: Using Technology to Drive Advice webinar. After recently conducting a survey on what you wanted to see from [...]
What is it? The FCA’s Investment pathways came into force this month, meaning that pension providers are now required to offer ‘investment pathways’ to non-advised [...]
As Brexit continues to unfold, the impact this will have on advice firms is becoming clearer. Luckily, Brexit won’t immediately have an impact on most [...]
We are delighted to announce that we have been shortlisted for the Professional Adviser ‘Best Support Services for Advisers (Specialist)‘ award! 2020 was a year [...]
Following our review of the FCA’s recently released DBAAT tool, we wanted to also catch up on some of the other developments in the Defined [...]
Wow – DB land has been busy recently (hence the somewhat spurious title!). There’s been a whole raft of information and publications on the topic [...]
You’ve probably heard that vulnerability is a pretty topical subject in FCA world right now. They released a Guidance consultation paper (GC20/3) back in July [...]
Naomi Todd is a Junior Developer at The Verve Group, and since joining, she has spent a lot of her time focussing on the Apricity [...]
In the first part of this series, we looked at requirements for assessing staff under the certification regime as being Fit & Proper, and how [...]
Eleven months ago, when the world was not so upside down, the SM&CR clock started to tick towards the first anniversary of the SM&CR implementation [...]
As you likely know, the new FCA rules state that advisers are required to undertake a minimum of 35 hours of Continuing Professional Development (CPD) [...]
We are fast approaching the third anniversary of the introduction of MiFID II this coming January, which is probably best known within the industry for [...]
As the first DB suitability letters start to appear after the 1st October changes, we wondered whether they would be submitted with a confident press [...]
7.01pm That’s a wrap. Or should it be, ‘that’s a hack!?’ Our devs have done themselves proud. 12hrs of code – nailed it! If you [...]
With the DB market getting smaller and more and more firms giving up their DB permissions, the question arises of ‘what if my client asks [...]
Maybe the time has come for you to give up your DB permissions and it may leave you wondering, where does this leave me? What [...]
Apricity News Industry Insight Reflections
The FCA has recently released positive and negative indicators in relation to the implementation of SM&CR. These indicators highlight what they expect Senior Managers and [...]
Are you prepared for the changes in rules and guidance of cashflow modelling for DB advice? No? Don’t worry, we have pulled together all the [...]
What does a good defined benefit transfer file look like in 2020? We released a very popular paper, back in early 2018, which looked at [...]
Did you realise there are new reporting requirements as of this month? No? Not many firms do! Don’t panic, we have summarised all the key [...]
The FCA’s policy statement on Defined Benefits (PS20/6) focused on the need to ‘empower consumers to make better decisions by improving how advisers disclose charges [...]
Newsletter Reflections
Something that we always seem to get questions on is stationery and what makes them compliant. The complexity comes as it’s not just FCA rules, [...]
Another, new, noisy consultation paper, and we know from experience that most FCA consultation pieces end up coming into force (usual disclaimer here about past [...]
As planned, the Financial Services Register was taken down over the weekend, to provide a new enhanced register. Post SM&CR, this no longer has certified [...]
In super exciting news (if you’re that way inclined, as I am) the FCA released their 2019 RMAR data recently. I’ll be going through it [...]
Recently we’ve received a lot of questions around the relationship between advisers and Discretionary Investment Managers (DIMs)* and in particular about Agent as Client agreements. [...]
Uncategorized
Here you’ll find all our previous release notes, with the detail of what was included and when. As ever, any questions, comments or bright ideas, [...]
Reflections
I’ve been thinking a lot about tech in financial services this week, how we use it, or don’t use it, or should be using it, [...]
It feels like we’re moving on to yet another phase of the Covid journey of fun we’ve all had the pleasure of experiencing so far [...]
With the snappy title of ‘RegData’, the FCA has today announced that they intend to gradually move all 52,000 firms to the new reporting system [...]
So, following the release of the latest FCA policy statement the regulator has also decided to release an advice checker, specifically aimed at the end [...]
You will no doubt have seen that the FCA has released its Policy Statement on the Defined Benefit market. At a high level, they have [...]
Hopefully you all got chance to join us on Monday evening for our exciting #Project2030 virtual launch party, or have caught the recording and had [...]
Did you tune into our TALK: Future Focus webinar last week? (If not, you can catch up here). My discussions with Cathi during the webinar [...]
The working world as we knew it has certainly changed in the past few months, with an office worker’s days now almost unrecognisable compared to [...]
Face to face meetings converting to at-home conference calls have become the new normal, not only helping to maintain your adviser’s relationships with your clients [...]
As we would expect given the current climate around Covid-19 and knock on effects in financial markets and businesses, the FCA have announced a somewhat [...]
Through this period of uncertainty, one thing that we can be fairly confident of is the fact we are going to be spending a lot [...]
Three months ago, the idea of home working was seen to many as a luxury, something for freelancers, virtual assistants and field-based staff on an [...]
The Covid-19 pandemic is a situation that none of us are likely to have ever faced before in business and whilst we now know how [...]
Capital adequacy The regulator has said it wants to see firms continuing to ‘operate in this challenging period’ and therefore, it is willing to show [...]
As Covid-19 works its way around the globe, resulting in the UK entering into a stage of almost lockdown – financial services firms need to [...]
You may have read a blog of ours a few weeks ago by my colleague Hannah, following on from some work we’ve been doing on [...]
Well the new chancellor certainly came out all guns blazing, with promises of increased spending and tax cuts; it’s a far cry from some of [...]
Following the implementation of SM&CR at the end of 2019, senior individuals in a firm are now required to carry out an annual assessment of [...]
When meeting someone for the first time, those first impressions are undoubtedly important. And it’s no different when meeting a client for the first time [...]
Suitability – without a doubt, the key word in financial advice, across all relationships, between the adviser, the client and the regulator. And yet, such [...]
A few weeks ago, I attended The Entrepreneurs Forum workshop on culture and core values, where we were entertained with stories of why it is [...]
The intended proposals Following the Mortgages Market Study (MMS), in May 2019 the FCA consulted on changes to mortgage advice and selling standards in CP19/17. [...]
The regulator has published its latest Dear CEO letter, setting out the main concerns within our industry. The FCA’s key themes were: Treating Customer Fairly. [...]
As we welcome a new decade, we’ve also welcomed two brand new roles to the company. And with these new roles has come two wonderful [...]
The National Crime Agency (NCA) has published its annual report into Suspicious Activity Reports (SAR) which it has received over the last year. In the [...]
Nothing dampens the festive cheer quite like a regulatory change scheduled for the early New Year. In April 2019, we published a blog on the [...]
The intended proposals In March 2019, the FCA consulted on the process for customers transferred funds in between platforms. Following this consultation, the FCA has [...]
Following the implementation of SM&CR, solo regulated firms are now required to upload their advisers and other certified members of staff to the new FCA [...]
Last Friday marked our first official Christmas party as part of The Verve Group – and we certainly celebrated in style! As we’re approaching the [...]
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Today marks the deadline for firms preparing for the Senior Managers and Certification Regime – 3 years after its rollout for banks and insurers, the [...]
I was on a panel at the Lang Cat DEADx event (surely the only financial services event to be held in a crypt and involve [...]
Vulnerability: now this is a tricky subject. Is a customer vulnerable? It’s a pretty simple question, with a not so simple answer. There are many [...]
The Senior Managers & Certification Regime is coming into force on 9th December and while you are busy considering Senior Manager roles and certifications, you [...]
Speaking at a seminar recently, it became scarily apparent how little notice adviser firms had taken of the FCA’s PROD (Product Intervention and Product Governance) [...]
The FCA’s well-publicised stance concerning Defined Benefit transfers is that firms need to start from the basis that a transfer is not suitable and that [...]
We have tried to avoid politics as much as possible, however, we cannot ignore the elephant in the room any longer – the PM has [...]
Complying with New Regulation In a sector that is frequently inundated with regulatory updates, it’s easy to get yourself lost amongst the white noise. The [...]
What is changing? The Financial Services Register provides the public with a way of checking that firms and individuals have been reviewed and approved by [...]
On World Mental Health Day we have decided to take a break from FCA regulatory and legislative rule changes, (SM&CR, MiFID, IDD) to focus on [...]
The SM&CR aims to reduce harm to consumers and strengthen market integrity by creating a system that enables firms and regulators to hold people to [...]
The Insurance Distribution Directive (IDD) took effect on 1st October 2018 replacing the Insurance Meditation Directive and states that anyone involved in insurance or reinsurance [...]
The Information Commissioners Office (ICO) has amended the timeframes required for firms to respond to Subject Access Requests (SAR). Main findings The main findings were: [...]
The FCA has published its review into SM&CR and how it has been implemented by the Banking Sector. For all solo regulated firms SM&CR kicks [...]
This is part two of our discussion on the Pension Transfer Advice Consultation Paper 19-25 – catch up on part one here. In this part, [...]
The intended proposals The purpose of the consultation paper is for the FCA to inform you of their intended proposals and for advisers to have [...]
The intended proposals As forecast in our blog post earlier in the year, the purpose of this Policy Statement is to help non-advised drawdown consumers, [...]
The intended proposals The purpose of this Policy Statement is for the FCA to clarify several industry queries about the Senior Managers and Certification Regime [...]
The intended proposals The purpose of the guidance consultation paper is for the FCA to inform you of their intended proposals, and for advisers to [...]
In a landscape where the profession faces countless regulation changes, we believe that simple and practical advice is crucial to help support firms to stay [...]
The FCA has published its Policy Statement on the fees and levies which it charges the industry. A copy of it can be found here. [...]
The FCA has published the results of its latest review of the Defined Benefit Pension transfer market. The FCA has called the results of its [...]
Annual Suitability Reports. Periodic Assessments. Yet another compliance document. Whatever you call them, under MiFID II, there is now a need to review recommendations given, [...]
This is the second instalment of a two-part series covering PI, written for Apricity by Julian Brincat at Protean Risk. Catch up on part one here. [...]
Industry Insight Uncategorized
Regulatory change waits for no firm, and whilst firms have only recently completed implementing the fourth money laundering directive (4MLD) into their sales practices, firms [...]
This is part one of a two-part series covering PI, written for Apricity by Julian Brincat at Protean Risk. Professional Indemnity Insurance remains a key [...]
The FCA has recently published its latest “Dear CEO letter” with their focus this time on Appointed Representatives (ARs). This is the second time that [...]
This week will no doubt go down in the history books for Apricity – as we’ve been shortlisted for not one, but two awards! This [...]
As a growing business, we are passionate about recruiting the right people, as quickly as we can find them, to ensure our service standards always [...]
With recent changes to FOS requirements and the impact to professional indemnity insurance providers, the CII provided a timely event in Leeds this week to [...]
As the new tax year starts, the overall feeling is that taxpayers will have more money in their pocket from the changes now in force. [...]
Today we have received the incredible news that we’ve been shortlisted for the Money Marketing Awards in the category: ‘Best Support Service’. This is a [...]
The Financial Conduct Authority (FCA) has announced the final rules on a ‘new public directory’ in the recent PS19/7 report. This new Directory will include [...]
As we approach the 15th month since product governance (PROD) was introduced, there are still a vast number of firms that have their heads in [...]
Apricity is a proud member of The Verve Group, and as a collective set of businesses, we’re breaking the mould when it comes to stereotypes [...]
The Senior Managers and Certification Regime (SM&CR) is due to come into force on 9th December 2019. Below, we go into detail on the upcoming [...]
Newsletter
A year – one whole year of Eclipse! It feels like last week that I decided to try and write a little newsletter (linked below [...]
The title of our latest whitepaper is entitled just that – Compliance: The Good. The Bad. The Future. It explores the current regulatory landscape – [...]
Not to write off the year just yet, but the main focus for 2019, within the advisory and compliance world, will be the introduction of [...]
Recently our Director, Cathi, took part in an interview with Professional Paraplanner where she was asked her 3 top tips from a compliance perspective to help paraplanners [...]
Most people associate me with Para-Sols, my original baby, and a paraplanning business that has exceeded every hope I could have ever had for it. [...]
Feedback on CP18/17 and FCA final rules and guidance. On the 28th of January 2019, the FCA released their Policy Statement which outlines the new [...]
The APCC (Association of Professional Compliant Consultants) arranged an FCA DB Transfer Workshop this week as part of the Live and Local events. The meeting [...]
Apricity News Newsletter
It seems as though we’ve blinked and suddenly we are already half way through the first month of 2019. We’re at a point where the [...]
You may have heard that not so long ago, our Strategic Leadership Team (SLT) was shortlisted for ‘Entrepreneurial Team of the Year’ at the Great [...]
Last month, the FCA sent the DB transfer questionnaire out to several firms in Scotland. This was part of a pilot request from the regulator. [...]
You may have seen in the news last week that the Financial Ombudsman Service has shared some data in relation to pension complaints, what makes [...]
Alongside Monday’s autumn budget announcement, a Consultation Paper was released in reference to a ban on cold calling in relation to pensions. For some time, [...]
We all know that budgets can be wordy and generally a bit lengthy so here we’ve translated the key points – specifically regarding savings and [...]
In January 2018 the FCA issued a consultation paper to review the eligibility of SME’s, larger charities and trusts, to have access to the Ombudsman [...]
Well it has been an exciting week here; you may have seen that across Para-Sols and Apricity, we were delighted to be the recipients of [...]
Recently our Founder & Director, Cathi Harrison, took part in a series of interviews with Julian Marr, Editor of Professional Adviser, discussing numerous topics including; recent FCA [...]
The FCA has produced their latest updates PS18/20. Here are our thoughts (to save you reading the whole paper!). PTS If you didn’t know already, [...]
In the first two parts of our series with illuminate, on becoming directly authorised, we have looked into applying for FCA authorisation and building the right business model for your new firm. The final [...]
So, what does a good defined benefit transfer file look like? We’re asked this question frequently at Apricity and, as a company that is allergic [...]
The 1st of October is the next big diary date which will bring changes not only to the replacement TVAS (APTA & TVC) but also [...]
Stop press: we have exciting news. This week marked the official launch of our events calendar which is jam-packed with workshops and webinars on a [...]
In the first part of our series with illuminate, we considered how to approach applying for your FCA Authorisation. This next section is focused on [...]
We had another great response from a recent Eclipse (our weekly newsletter), so much so, we have decided to turn it into a little news [...]
Last week we received some fantastic news; we have been shortlisted for Professional Adviser’s ‘Women in Financial Advice Awards’ – in fact, two members of the [...]
We have recently launched a brand-new service – Going it Alone – designed to support advisers and planners as they embark on becoming directly authorised. [...]
We all know the general vibe of MiFID II was more clarity to the end consumer, particularly in terms of costs. In an ideal world, [...]
You may have been part of a network and are considering going directly authorised for the first time. You may have been part of a [...]
Another day, another FCA paper to review. This time we are talking about Investment Platforms. While the markets are working well for most, for some [...]
Brexit. Wondering if / how it will affect your business? Well it’s difficult to know for certain, as no agreement has yet been made. The [...]
Last week the FCA rolled out the near final rules of the Senior Managers & Certification Regime or the SM&CR. The new changes are all [...]
The following is a guest blog from Karen Malin, The Gi Consultant and who is also a member of our advisory board. Â This update [...]
The FCA hasn’t commented explicitly on cash-flow planning to any great extent. It has said in the past at conferences that it is a good [...]
Under what can only be described as a headache, MiFID II has a lot of elements to it. Product Intervention & Product Governance was one [...]
From a personal point of view, the new regulations surrounding consent are a huge step forward. We’re all looking forward to not receiving thousands of [...]
For today’s blog, we’re addressing the myths surrounding the reporting requirements of GDPR and provide you with a plan to comply with the requirements. Myth [...]
The policy paper, ‘Improving the quality of pension transfer advice’, was released on the 26th of March 2018, which was the same date the 18/6 [...]
You might have thought you’d heard the last of MiFID II – unfortunately not. A further member joined the MiFID II party and this is [...]
The content from our weekly newsletter, Eclipse, received such a good reaction last Friday, that we decided to turn it into a blog… so voila! [...]
So many acronyms. So little time. Anyway, it seems every man and his dog has a question regarding GDPR, which is not surprising as legislation [...]
We all know that MiFID II came into effect on 3rd January 2018, with the aim of introducing greater disclosure on costs and charges and [...]
As May 25th creeps forward, some firms are burying their head in an attempt to delay taking any action, or just out and out panicking. [...]
Can you believe we are at the end of March already? Time flies by when you have a million and one regulations to implement doesn’t [...]
On Wednesday we had the pleasure of attending Nucleus’ GDPR masterclass presented by Phil Young. Phil shared his wisdom with us which made us reflect [...]
Part 2: Periodic suitability – the ‘what’s’ and ‘when’s’ (COBS)! My previous post touched upon personal recommendations and information to be issued to the client [...]
Kin Capital co-founder Richard Hoskins shines a light on VCTs and EISs. With only 6 weeks to go until the end of the tax year, [...]
… you are not alone! Many Advisers across the country are feeling ‘miffed’ by the implementation of MiFID 2; an imposed New Year’s resolution for [...]
We live in an ever changing world of regulation. It’s a minefield (perhaps often, feels more like a battlefield?). But fear not, we’re running a [...]
Throughout all the pandemonium of MiFID II and GDPR, it seems that annuity market prompts have drifted under the radar. Firms are required to implement [...]
The Pensions Select Committee have this morning (15th February) released various proposals for the FCA to consider, driven in part by the British Steel issues [...]
When creating, and indeed launching, Apricity we knew it wouldn’t be as simple as one person with a great idea… That is, of course, how [...]
Everyone is aware that it is a busy times for regulatory change at the moment. The introduction of MiFID II at the beginning of January [...]
We are officially 1 month old! It’s been a busy and exciting few weeks at Apricity HQ having taken our first baby steps into the [...]
Well it’s been a wonderfully exciting year behind the scenes at Apricity HQ, and we couldn’t be happier that the time has come to get [...]
Hi there and welcome to the new Apricity site! The Apricity service has been in development for over a year. The idea came about following [...]
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